AlgoPark models your home, retirement, and college goals as one plan — and shows the tradeoffs.
A few broad inputs, takes under 5 minutes.
A feasibility score for each goal and a clear picture of how they interact.
Points out the most impactful actions to improve your plan, suggests smart allocations, and answers your questions.
Download a PDF anytime, no account needed. Create a free account to save your data and pick up where you left off at any time.
AlgoPark gives you the plan. Next: connect your accounts and let contributions be allocated and rebalanced automatically — no manual steps required.
Home, retirement, and college each look manageable in isolation. Together, they compete for the same money, and most financial plans don't account for that.
You're making decisions that shape your financial future without seeing the full picture.
AlgoPark exists because too many people are forced to make major financial decisions without a way to see the whole picture.
Buying a home, saving for retirement, funding college, deciding how much to put into a 401(k) or a 529 — these are not separate questions in real life. They all compete for the same income, savings, and time.
Most tools break that reality apart. Calculators answer one question at a time. Robo-advisors focus on generic portfolios that are often unrelated to a client's actual life goals. Traditional advice can be valuable, but good planning is often expensive and available only by appointment.
AlgoPark was built to make that kind of joined-up planning easier to access.
Not the wealthy. Not the investor with a seven-figure brokerage account who needs estate planning and tax optimization. Those people already have options.
We're building for the family trying to figure out whether they can afford the home they want without derailing retirement. The parent wondering whether to max the 401k or put more into the 529. The couple in their early 40s who suspects they might be behind but has no reliable way to know. The household that wants a serious answer, but does not have access to a serious planning process.
These families do not need more jargon, more dashboards, or more generic advice. They need a clear answer: given our income, our savings, and our goals, where do we stand, and what should we change?
That is who AlgoPark is built to serve.
AlgoPark turns that complexity into a plan you can actually use.
Enter your goals and finances in broad strokes. AlgoPark models all your goals together — home, college, retirement — and shows you how you're tracking toward reaching each one, how they interact, and where the plan is under pressure. It can also optimize contribution decisions like how much to direct to a 401(k) versus a 529.
For college, we automatically estimate your FAFSA eligibility based on your income and assets. Your plan reflects what you'll actually pay — not the sticker price. That changes the savings target, which changes how much is left for retirement and housing.
Then you can discuss the results with your AI advisor: ask questions, explore tradeoffs, and get specific recommendations on what to change and why.
The result is a plan you can actually use — not a generic rule of thumb and not a vague projection, but a concrete set of choices tied to your real goals.
It's available 24/7. You can log in anytime to revisit your plan, monitor your portfolio, check how you're tracking, and update your assumptions as life changes.
No long intake. No sales pitch. No advisor who'll put you on a waiting list.
AlgoPark was founded by Sasha Rozenberg, a quantitative finance expert with over two decades of experience building financial models at the highest level of the industry.
Sasha's career spans Goldman Sachs, JP Morgan, and Morgan Stanley, where he worked as a derivatives quant developing models for FX, interest rates, commodities, and credit.
He went on to serve as Chief Risk Officer at CME Group, the world's largest derivatives exchange, overseeing hundreds of billions of dollars of risk. Later, he joined WealthTech, a small startup building a financial planning platform. That work reinforced a simple truth: financial planning is too complex for non-specialists and has traditionally required an experienced advisor to help families plan well.
With the advent of AI, it became possible to deliver much of that guidance through conversational AI at a fraction of the cost. That's how AlgoPark was born.
Sasha also consults clients on risk management and quantitative finance.
AlgoPark is based in New York City.
Yes — but only if the plan works as a whole. We show whether your current income and savings can support all goals together, and which changes have the biggest impact.
Yes — we automatically estimate your FAFSA eligibility based on your income and assets, so your college plan reflects what you'll actually pay, not the sticker price. Most families qualify for more aid than they expect, which changes how much you need to save and frees up money for retirement and other goals.
Every dollar directed to a 529 is a dollar not compounding toward retirement. We quantify that tradeoff for your specific numbers and show you the balance that works.
We calculate the probability of reaching your retirement target based on your current savings, contribution rate, and investment strategy — not a generic rule like ‘12x salary.’
A good financial planner is valuable — but expensive, hard to access, and available only by appointment. We run rigorous probabilistic modeling on your specific situation, available 24/7 from anywhere. Our AI advisor walks you through the plan, explains every recommendation, and helps you understand your investments and tradeoffs — so you can make informed decisions on your own terms.
General-purpose chatbots give generic answers based on averages and rules of thumb — they have no way to model your specific goals, timeline, and financial situation together. We model your specific situation and estimate real probabilities to find the allocation that maximizes your chances of reaching all your goals. The AI advisor then helps you understand and act on those results.
Index funds are efficient — but they don’t tell you how much to save, which account to use, or how to balance competing goals. Without coordination, the right investments in the wrong allocation still leave goals underfunded.
We show you exactly why — which goal is failing, by how much, and what changes fix it. Adjusting timelines, contribution amounts, or investment risk can often turn an infeasible plan into a workable one.
Most people never get one. Now you can — in under 10 minutes.
Build Your Plan